SBI Personal Loan-Apply Online now:
Get full details on SBI Personal Loan,Interest Rate,Eligibility,Documents required and EMI Calculator.
SBI offering different types of personal schemes for Salaries persons,self-employed engineers,doctors,Chartered accountants ,architectures and other eligible persons.
List of SBI Personal Loans available in the market:
1.Xpress Credit Loan
2.SBI Saral Personal Loan56
3.SBI Loans to Pensioners
4.SBI Loans to Affluent Pensioners
Processing Fee for SBI Personal Loans:
Depends on the type of loan,sbi will charge 1 to 2 percent of loan amount.In example,if you take 20000 loan amount ,have to pay 400 rupees for processing fee.
SBI Personal Loan amount and Repayment
SBI Personal loan available from Rs.100,00 to 7.50 crores(If required,more than 7.50 crores loan also will sanction with some terms and conditions).The loan repayment tenure is 48 months
SBI Personal Loan eligibility:
1.Indian Citizen with valid Residency proof and Identity card
2.Must be salaried person or self-employee
3.Applicants have to submit application form in online or offline mode with 2 recent photographs.
3.Loan amount depends on your salary and documents
SBI Personal Loan Interest rate:
SBI personal Interest rate calculated at 9.75% of base rate.
|Type of Facility||Rate of Interest|
|Clean Overdraft||18.00% p.a.|
|Personal Loans Scheme (SBI Saral)||18.25% p.a.|
|SBI Loan to Pensioners||14.50% p.a.|
|SBI Loan to Affluent Pensioners||14.50% p.a.|
|Festival Loan Scheme||16.50% p.a.|
|Loan against Bank Time Deposits (Domestic)||0.50% over the rate paid on Relative time deposit.|
Rent Plus Scheme
|Centre||Loan Amount||Rate of Interest|
|Type||Facility||Rate of Interest|
|Demand Loan||Check-off from Employer||14.75% p.a.|
Note:Stats may be change with notice from state bank of India,check out the latest base rate at www.sbi.co.in.This base rate valid till first quarter of 2013.
To apply online for SBI Personal loan,kindly visit State bank of India official website of www.sbi.co.in or contact to customer care number.
For any queries contact:
State Bank of India-Head Office:
State Bank of India,
State Bank Bhawna, 8th Floor,
Madame Cama Road,
Telephone No. 22029456 or 22029451,
Fax no. 22885369.