SBI Personal Loan

SBI Personal Loan-Apply Online now:

Get full details on SBI Personal Loan,Interest Rate,Eligibility,Documents required and EMI Calculator.

SBI offering different types of personal schemes for Salaries persons,self-employed engineers,doctors,Chartered accountants ,architectures and other eligible persons.

List of SBI Personal Loans available in the market:

1.Xpress Credit Loan

2.SBI Saral Personal Loan56

3.SBI Loans to Pensioners

4.SBI Loans to Affluent Pensioners

5.Festival Loans

Processing Fee for SBI Personal Loans:

Depends on the type of loan,sbi will charge 1 to 2 percent of loan amount.In example,if you take 20000 loan amount ,have to pay 400 rupees for processing fee.

SBI Personal Loan amount and Repayment

SBI Personal loan available from  Rs.100,00 to 7.50 crores(If required,more than 7.50 crores loan also will sanction with some terms and conditions).The loan repayment tenure is 48 months

SBI Personal Loan eligibility:

1.Indian Citizen with valid Residency proof and Identity card

2.Must be salaried person or self-employee

3.Applicants have to submit application form in online or offline mode with 2 recent photographs.

3.Loan amount depends on your salary and documents

SBI Personal Loan Interest rate:

SBI personal Interest rate calculated at 9.75% of base rate.

Type of Facility Rate of Interest
Clean Overdraft 18.00% p.a.
Personal Loans Scheme (SBI Saral) 18.25% p.a.
SBI Loan to Pensioners  14.50% p.a.
SBI Loan to Affluent Pensioners 14.50% p.a.
Festival Loan Scheme 16.50% p.a.
Loan against Bank Time Deposits (Domestic) 0.50% over the rate paid on Relative time deposit.

 

Rent Plus Scheme

Centre Loan Amount Rate of Interest
Metro
Loan upto Rs. 7.50 Crores  15.00% p.a.
Above Rs. 7.50 Crores  15.25% p.a.
Non Metro
Loan upto Rs. 5.00 Crores 15.00% p.a.
Above Rs. 5.00 Crores  15.25% p.a.

 

Xpress Credit

Type Facility Rate of Interest
Demand Loan Check-off from Employer 14.75% p.a.

 

Note:Stats may be change with notice from state bank of India,check out the latest base rate at www.sbi.co.in.This base rate valid till first quarter of 2013.

To apply online for SBI Personal loan,kindly visit State bank of India official website of www.sbi.co.in or contact to customer care number.

For any queries contact:

State Bank of India-Head Office:

State Bank of India,

State Bank Bhawna, 8th Floor,

Madame Cama Road,

Mumbai-400021

Telephone No. 22029456 or 22029451,

Fax no. 22885369.

 

Comments

  1. Hi..
    I applied personal lone on HDFC and it got regected .So i want apply in SBI.
    My salary is 50000k.

    Reply
  2. sanjeev kumar ranjan :

    i take personnel loan rs525000.i want to pay rs200000.
    1.is interest amount next rest amount further.
    2.Is emi decrease or not?

  3. Shashank shekhar :

    My salary a/c is with sbi Rs 16000/-
    Deposited every month after deducting p/f.
    I require 2 lakh personal loan. Please guide me
    How i can apply .

    Thanks.

  4. ser my manthly income 26000.
    my lone amaunt 700000.
    pased my lone?

  5. hi my name is vikram singh my salary a/c sbi by army pls gaied me

  6. Buranjoy Basumatary :

    I will go to want personal loan. I need 2 lakes of money. My monthly salary of RS 21500,
    pls tell me Sir sbi personal loan interest rates & document.
    Sir, I am waiting for your reply.

  7. Monir uddin Ahmed :

    My selari 18300/month .so woh how many amount loan passad from SBI?

  8. i want to know interest rate for personal loan of about 500000 rupees

  9. I am a salaried person earning 19500/- month.Need 5 Lac Personal Loan .Can i expect the loan from SBI?

    • Private/Government employees are eligible to get a SBI personalloan with lowest interest rates 2013-2014. Plz visit your nearest SBI bank and get your personal loan.

  10. hi.my salary is 24000.i want personal loan. how many amount loan passed from SBI . i want reply immediatly. thank you.

  11. Hi, i’m working in paramilitary force. So i need personal loan through pmsp scheme and how many interest rate will be pay.

  12. I want personal loan. My monthly salary is 10,000 .so how many loan amount passed from sbi

  13. Hi
    this is mohan negi. My monthly sellary is 15000 rp. How many loan i can get.

  14. SANTOSH SAWNER :

    Hi,
    I am a salaried person earning 15000/- month.Need 2 Lac Personal Loan .Can i expect the loan from SBI?

  15. Iam a salaried person earning 10000 per month, shall i get loan from sbi,
    Please advice me.

  16. I am govt. Employee. My montly net salary is abt. Rs. 18,000. I Want personal loan of Rs. 2 Lakh. Wat would be the interest rate and emi per month for wat years? I am already holding my salary a/c with sbi.

  17. santosh anikhindi :

    My salary is 30 thousand per month so plz let me know how much i eligible for personal loan and what will be emi for how many days.

  18. sandeep mondal :

    Hi

    my salary rs-25000/- per month how many loan passed form sbi pls peply me.

  19. Sir my monthly sallery 23000 h kitna personal loan mil sakta h.plz reply

  20. vikesh KUMAR :

    Sir i have taken personal loan sbi bank now i want to return it before maturity time can u tell how much panelty should i have to pay for it ?

  21. I want personal loan, My monthly salary of Rs. 20,000/-. So how many amount loan passed from SBI and how much rates of interest? my nearest branch is kUakhia ,JajPur ,odisha & is it possible for paid in EMI.

    • SBI Personal loan can pay in EMI with low interest rates.Your salary is ore than enough to get a personal loan from state bank of India. Plz visit any nearest bank to get a personal loan immediately.

  22. Eligeblility to the teacher

  23. RAMSURAT R PATEL :

    HI SIR I AM SELF EMPLOYED, I HAVE SBI CREDIT CARD AND SBI SAVING AC AND ALSO HAVE SBI CURRENT AC AND ALSO HAVE SBI FIX DEPOSIT AND I AM SBI OLD CUSTOMER, TODAY I NEED ABOUT 200000 LAC RUPEES, IN PAST I HAD BIKE LOAN AND I PAID EMI REGULARLY PERMONTH MY BIKE EMI FINISED IN 2012 SO THAT PLEASE APROVE MY LOAN REQUEST SIR DO THE NEED FULL TO ME

  24. m private employee with a net salry Rs. 15000 per mnth
    m i eligible for loan?????
    m not a govt. employee.
    pliz help me

    • I am defense. Service man i want. Personal. Lone. 3 lacks.

      • For government salaried employees,SBI offering personal loans based on their salary.For more details visit any nearest SBI Branch

      • Sir, i,m defence personnel and having defence salary accouunt in SBI. i need to 03 Lakhs amount as a personnel loan. my servive is remaining 03 years . how much i can get personnel loan and what will be EMI.

        plz reply me

        thanx

        • For central govt employees,especially to defence department, SBI offering personal loan with low interest rates.Plz visit any of state bank of India branch to get a personal loan easily.

  25. santosh karadi :

    i want a personal loan from sbi jest because i have an account in sbi what can i do?

  26. Ghanshyam Dewangan :

    my self ghanshyam working n limited comp.jspl raigarh.
    my gross salary 20000 per month & in hand salary is 17500/month .
    My parents has prorety also 1-home,2-shope.3-field,& a plot
    I want to make home for rant, like a colony . I have plane but not money .
    So how many amount loan & what type of loan i am eligible.i am ready for any type lpersonal loan or home loan or property against loan but big amount (10 lacs)
    there is one problem my residence is Chandrapur, Distt-Janjgir Champa (Chhattisgarh) , which is NAGAR PANCHYAT.

  27. Sunil ahlawat :

    I am a gov employe, my salary is 22000 per month how much I take loan pls reply

  28. I AM A GOVT. EMPLOY……….AND MY SALARY IS ABOUT 13000.00 HOW MUCH LOAN I WILL GET…

  29. KALUVA.SREEDHAR :

    Respected sir,
    I sreedhar , working as a H.S in govt sector , iam salaried monthly net 20000 thousand , iam waithing since 3 years , so not given personal loan sbi bankers,please provide personal loan ,please intimate my email id : [email protected] .

    thanking you sir ,

  30. santosh kumar :

    Sir dsp accont pe parsnal lone kitna % he

  31. I want personal lone, my salary Rs.7000, I have Rs.30000 lone. please guide me how i can apply.

  32. I want personal loan, My monthly salary of Rs. 12,000/-. So how many amount loan passed from SBI and how much rates of interest?

  33. I AM A GOVT. EMPLOY……….AND MY SALARY IS ABOUT 15000.00 HOW MUCH LOAN I WILL GET………..

  34. Hi,
    I am a salaried person earning 11,500/- per month.i need 1 Lac Personal Loan .i have a/c from sbi , Can i expect the loan from SBI?

    Regards,
    Ilayaraja

  35. Rajiv Kumar :

    My salary account is with SBI. RS. 18331/- deposited every month after deducting PF.I require Rs. 2 lakh personal loan .Please guide me me how I can apply. Thanks. Rajiv z

  36. I Want personal loan, my monthly net salary of Rs.10000 /- so how many amount loan passed from SBI

  37. Hi,
    I am a salaried person earning 19500/- month.Need 2 Lac Personal Loan .Can i expect the loan from SBI?

    Thank you!

  38. santosh kumar kanaujiya :

    I want personal loan, My monthly salary of Rs. 50000/-. So how many amount loan passed from SBI

  39. lakshmipraba :

    I want personal loan, My monthly salary of Rs. 10,000/-. So how many amount loan passed from SBI

  40. my salary rs-28000/- per month and i need 7 lakh loan from sbi and i need to know what is the interest for this amount

    • i m self employed i need an load 200000 how much is the interest for this amount

    • vijay kumar karn :

      I am a salaried. My monthly gross salary is 35000. Net salary is 31000. I want to know that what amount should the bank sanctioned as personal loan.

  41. sujan chettri :

    my monthly income 23000…i want know that the if I apply for personal loan…2lack
    than SBI help me????

    • Contact at any nearest SBI branch with your last 3 months salary slips and get approved for SBI personal loan immediately.

  42. OM SINGH BISHNOI :

    my salary is IRS 32,000 per month how many loan passed from sbi

  43. Hi Dear Sir/Madam

    this is Dasharath from karnataka , as i have taken home loan from sbi in the year 2009 , for INR 6,20000 , at that time they told us to opt floating interest for 1 year , later you can opt fixed interest plan but still now they are not ready to fix it, please help in this regard , whom i should approach or what action can i take . the interest rate is increasing day by day now its almost 12% ,in past it went upto 13% please help me …

    my email id [email protected]

    cell no 9986517067

    Thanking you,

    Waiting for your reply

  44. manik chandra maity :

    my salary rs-25000/- per month how many loan passed from sbi

    • l am in paramilitry force my salary is about 25000 what document l need for personal loan tell me about proceedure how l get and EMI

      • Bhogeshmani Bairagi :

        my monthly salary Rs-22000 and i’m army person so loan apply me requard document n procedure tel me

  45. Mrs.Shameeka Sumeet Pawar :

    I want personal loan, My monthly salary of Rs. 10,000/-. So how many amount loan passed from SBI ?

  46. lanuinla ao :

    I want to cancel my personal loan.wat can I do?

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