SBI Home Loan Eligibility Criteria Based on Salary and Self Employed

SBI Home Loan Eligibility Calculator based on Salary and documents:

How much salary requires to get sbi home loan?,What is the eligibility to get SBI Home loan?what are the documents required to apply sbi home loan?can self employees eligible for sbi home loan?.These are the commonly asked questions by customers to bankers.Getting home loan in State bank of India,depends on several factors.Just use the calculator or simply follow the given listed instructions.Proofs of documents like age,salary and bank statements required.

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sbi home loan eligibility criteria required for government/private employees based on Salary:

1.The minimum age should be 21 years and the max age limit is 60 years.

2.The minimum monthly salary is 10000 and 120000 per year. repayment period 5 to 20 years

4.Residency and Identity card proof

5.Form 16

6.Salary slips of last 3 months

7.Last 6 months bank accountstatement

8.Recent photographs

9.SBI offering 5 to 20 lakhs loan amount for salaried employees

SBI Home loan eligibility for Self employees:

1.The minimum age should be 21 years and the max age limit is 70 years.

2.The minimum monthly income is 17000 and 200000 per year. repayment period 5 to 20 years

4.Residency and Identity card proof

5.Form 16

6.Loan amount ranges from 5 to 20 lakhs

7.Last 6 months bank account statement

8.Recent photographs

After having the all documents,customers need to submit the application form to bank executive or apply online at

For any queries contact to customer care toll free number


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  1. i am a private employee. I have 13000salary per month. I want to take loan for purchasing house. How much loan you provide to me for 20 years &what are terms and conditions please reply as soon as possible

  2. Deir sar , I am a center government employ . My minimum salary is 30,000 thousand & I take 17,000 thousand par month so I want to buy a new house that’s why I am needed of 1500000 lakh , can I get 1500000 or not ,please tell me if I am eligible. I am will be waiting for your respond

  3. I m a cent govt employee. My nmi is 20000. I have a personel loan , emi is 7500. I have a land where i want construction a home. I need 850000 loan. Please tell me if i eligible

  4. Sir
    I am govt. salary employr and my rs 38000 per month and taking cash in hand 22000 rs per month .I want to home loan against my land which is the name of my wife. so I can take the house loan which emi cut from my pay acct.which is in sbi how much loan can draw against land…kindly give solution and which do
    c. Required pse. Cfm….

  5. I am required a sum of Rs.15,00,000/- for home loan during May or Jun 2014. Presently I have a running personal loan of Rs.3,50,000/- from SBI Shillong Maghalaya where my salary account wef May 2013. I would like to refund my balance amount of personal loan after sanction my home loan. Which necessary documents required and how I can approach my nearest SBI at Badarpur, Karimganj,Assam for home loan may please be intimate.


  7. Reply me. My name is surinderpal singh ma new ghar khardna chata hu. Jalandhar me jis ki kimat 25 lakh us ghar kho khardne ke liye home loan lana chata hu meri monthly income 35 thousand hai. My salary A/c SBI me hai.

  8. Sir..
    l am govt. Employee. i have 18000 salary per month. i want to take a home loan for purchasing a flat. How much home loan you provide to me For 20 year..

  9. mujhe apni khud ke jameen mein ghar banana hai kuchh amount mere pas hai jiske liye mujhe 5 lc lons chahiye please koi rasta batayein.

  10. hello ,

    my age is about 36 yrs old .ihave private job in company can i get home loan from sbi my salary and da for the month is 32000. how much loan can i get and what are term and condition

  11. Dear, sir I aply home lone in sbi branch of haridwar & I submit all document with proces fee,advocate fee,value fee by check from 1month but advocate does not give any report & fee witdrow my a/c he is me confuse mujhe kya karna hai bank bhi kuch rasta nhi de rha plese help me

  12. mujhe jamin kharid ke ghar banana hai jiske liye 5lac rs loan chahiye meri gross salary 22500 thousand hai

  13. Muje 25 lac ki loan leni hai magar mere sbi me accunt nahi hai.. magar us ke liye muje 6 month tak ruk ne ka time nahi hai to … kya solusion hai..

  14. I am having yearly income of rupees 2 lac. would you suggest me How much amount the bank could lend as home loan.

  15. I want to confirm that
    1. I have rented my flat and getting rent of Rs.7000.00 pm. Last year I had shown in my return
    2. From last 2 years, my wife is filing returns.

    Please confirm whether above income can be considered for finalizing Quantum of loan?

    • If you are getting Rs.8333 or more income from rent services,then only you need to shos in returns.For 7000 rupees, it’s not necessasry

  16. Respected sirs,
    My age is income is 250000 annum to 300000.
    I wants Rs.1200000 home loan.
    Purchaging value is 2000000.
    Can I am having eligibility to get home loan?

  17. I had already took a personall loan from sbi which balanced to repay about 80000 , but now i need home loan can i take or not?

  18. Mine and my spouse anual income is together 500000. Want to take housing loan amount is 1000000. Please let me know what is the procedure for applieng for home loan